Step 1 - Are we a match?
First, let's schedule a complimentary call. During this time we want to make sure that we are the right partner for you. We look to understand what your expectations and priorities are, we'll answer any questions you may have about our services and share how our process is tailored to you. Last, we discuss what level of engagement you believe would be the best fit for you.
Step -2 - Discovery Meeting - Virtual or in Person Meeting
During this step we connect 2 times.
- During the first meeting, we begin a detailed discussion about your finances, what your goals are, areas that you are primarily concerned with and begin defining what your destination looks like. We review the documents you have gathered and begin to build the foundation of your plan.
- For our second meeting we begin discussing financial strengths and where there is an opportunity to optimize financial habits. Typically, primary topics reviewed are retirement account structure, tax planning opportunities, how to optimize current benefits, insurance coverage, cash flow improvements and investment vehicle overlap. Last, we begin discussing the need for estate planning and basic legal documents you should have in place.
Step 3 - Bringing It All Together
Our team leverage our investment and banking experiences to build a comprehensive plan that takes quality of life into consideration. We want to ensure that your journey is just as enjoyable as the destination. During this step we will meet twice.
- First, we review your overall comprehensive financial plan. We offer specific actionable recommendations regarding your investment portfolio, lending products and cash flow. We review in detail how the different parts come together to potentially reduce financial risk and improve wanted outcomes. We recommend milestones to ensure that you are staying an track. Last, we review any changes or updates that you may feel are relevant. We want to ensure that you feel empowered by your plan and confident to take the needed steps.
- Last, we deliver the final version of your financial and action plan. We discuss any outstanding items and answer any questions you make have. We review items that need to be in place and offer ongoing educational materials.
Step 4 - The Ongoing Relationship
For relationships that choose to engage with us in wealth management or ongoing financial planning capacity.
- We execute the plan and offer ongoing support and guidance. Advice and engagement is proactive and ongoing.
- We continue to encourage strong financial habits and meet on a quarterly basis, at a minimum.
- Life's uncertainty is certain. With that in mind we continue to monitor and make changes to the financial plan as needed. We are here to help you adapt and stay the course.
- Active portfolio management and re-balancing along with education events.
We look to be your ongoing financial strategic partner, help empower you to feel confident about your financial future and give you the time to spend on the things that matter most to you.